{"id":570,"date":"2022-08-20T06:37:57","date_gmt":"2022-08-20T06:37:57","guid":{"rendered":"https:\/\/swajansamriddhi.com\/?page_id=570"},"modified":"2022-08-31T13:14:07","modified_gmt":"2022-08-31T13:14:07","slug":"saving-account","status":"publish","type":"page","link":"https:\/\/swajansamriddhi.com\/?page_id=570","title":{"rendered":"Saving Account"},"content":{"rendered":"\n<p>A savings account is an interest-bearing deposit account held at a bank or other financial institution. Though these accounts typically pay a modest interest rate, their safety and reliability make them a great option for parking cash you want available for short-term needs.<\/p>\n\n\n\n<p>Savings accounts offer you a place to put your money that is separate from your everyday banking needs, allowing you to stash money for a rainy day or earmark funds to achieve a big savings goal.<\/p>\n\n\n\n<p>Swajan Samriddhi provides savings accounts to individuals, so they can effectively manage their money and finances.<\/p>\n\n\n\n<h3>Account Services<\/h3>\n\n\n\n<ul><li>SMS facility is available for the members.<\/li><li>Nomination facility is available for the depositors.<\/li><li>Only one nominee is required for a deposit account.<\/li><li>A person is legally empowered to operate a minor account and can file a nomination on behalf of the minor.<\/li><li>By filling up the prescribed form, applicants can make the nominations and can change the nomination details during the subsistence of the account.<\/li><li>Debit Card, Net Banking, UPI Fund Transfer from Mobile Application<\/li><\/ul>\n\n\n\n<p>\u090f\u0915 \u092c\u091a\u0924 \u0916\u093e\u0924\u093e \u090f\u0915 \u092c\u0948\u0902\u0915 \u092f\u093e \u0905\u0928\u094d\u092f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0902\u0938\u094d\u0925\u093e\u0928 \u092e\u0947\u0902 \u0906\u092f\u094b\u091c\u093f\u0924 \u090f\u0915 \u092c\u094d\u092f\u093e\u091c-\u0905\u0938\u0930 \u0935\u093e\u0932\u093e \u091c\u092e\u093e \u0916\u093e\u0924\u093e \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f \u092f\u0947 \u0916\u093e\u0924\u0947 \u0906\u092e \u0924\u094c\u0930 \u092a\u0930 \u090f\u0915 \u092e\u093e\u092e\u0942\u0932\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0909\u0928\u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0914\u0930 \u0935\u093f\u0936\u094d\u0935\u0938\u0928\u0940\u092f\u0924\u093e \u0909\u0928\u094d\u0939\u0947\u0902 \u092a\u093e\u0930\u094d\u0915\u093f\u0902\u0917 \u0928\u0915\u0926\u0940 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u092c\u0922\u093c\u093f\u092f\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u092c\u0928\u093e\u0924\u0940 \u0939\u0948 \u091c\u093f\u0938\u0947 \u0906\u092a \u0905\u0932\u094d\u092a\u0915\u093e\u0932\u093f\u0915 \u091c\u0930\u0942\u0930\u0924\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0909\u092a\u0932\u092c\u094d\u0927 \u0915\u0930\u093e\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p>\u092c\u091a\u0924 \u0916\u093e\u0924\u0947 \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u093e \u092a\u0948\u0938\u093e \u0932\u0917\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u091c\u0917\u0939 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u091c\u094b \u0906\u092a\u0915\u0940 \u0930\u094b\u091c\u092e\u0930\u094d\u0930\u093e \u0915\u0940 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u091c\u0930\u0942\u0930\u0924\u094b\u0902 \u0938\u0947 \u0905\u0932\u0917 \u0939\u094b\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0906\u092a \u090f\u0915 \u092c\u0921\u093c\u0947 \u092c\u091a\u0924 \u0932\u0915\u094d\u0937\u094d\u092f \u0915\u094b \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092c\u0930\u0938\u093e\u0924 \u0915\u0947 \u0926\u093f\u0928 \u0915\u0947 \u0932\u093f\u090f \u092a\u0948\u0938\u0947 \u091c\u092e\u093e \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u092f\u093e \u092b\u0902\u0921 \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p>\u0938\u094d\u0935\u091c\u0928 \u0938\u092e\u0943\u0926\u094d\u0927\u093f \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902 \u0915\u094b \u092c\u091a\u0924 \u0916\u093e\u0924\u0947 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948, \u0924\u093e\u0915\u093f \u0935\u0947 \u0905\u092a\u0928\u0947 \u0927\u0928 \u0914\u0930 \u0935\u093f\u0924\u094d\u0924 \u0915\u093e \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0922\u0902\u0917 \u0938\u0947 \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0930 \u0938\u0915\u0947\u0902\u0964<\/p>\n\n\n\n<pre class=\"wp-block-code\"><code><h3> \u0916\u093e\u0924\u093e \u0938\u0947\u0935\u093e\u090f\u0902 <\/h3><\/code><\/pre>\n\n\n\n<p>\u2022 \u0938\u0926\u0938\u094d\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u090f\u0938\u090f\u092e\u090f\u0938 \u0938\u0941\u0935\u093f\u0927\u093e \u0909\u092a\u0932\u092c\u094d\u0927 \u0939\u0948\u0964<\/p>\n\n\n\n<p>\u2022 \u091c\u092e\u093e\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u0947 \u0932\u093f\u090f \u0928\u093e\u092e\u093e\u0902\u0915\u0928 \u0938\u0941\u0935\u093f\u0927\u093e \u0909\u092a\u0932\u092c\u094d\u0927 \u0939\u0948\u0964<\/p>\n\n\n\n<p>\u2022 \u091c\u092e\u093e \u0916\u093e\u0924\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u0947\u0935\u0932 \u090f\u0915 \u0928\u093e\u092e\u093e\u0902\u0915\u093f\u0924 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p>\u2022 \u090f\u0915 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u094b \u0928\u093e\u092c\u093e\u0932\u093f\u0917 \u0916\u093e\u0924\u0947 \u0915\u094b \u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u093e \u0915\u093e\u0928\u0942\u0928\u0940 \u0905\u0927\u093f\u0915\u093e\u0930 \u0939\u0948 \u0914\u0930 \u0935\u0939 \u0928\u093e\u092c\u093e\u0932\u093f\u0917 \u0915\u0940 \u0913\u0930 \u0938\u0947 \u0928\u093e\u092e\u093e\u0902\u0915\u0928 \u0926\u093e\u0916\u093f\u0932 &nbsp;&nbsp;&nbsp;\u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p>\u2022 \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u092a\u094d\u0930\u092a\u0924\u094d\u0930 \u092d\u0930\u0915\u0930, \u0906\u0935\u0947\u0926\u0915 \u0928\u093e\u092e\u093e\u0902\u0915\u0928 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0916\u093e\u0924\u0947 \u0915\u0947 \u0928\u093f\u0930\u094d\u0935\u093e\u0939 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0928\u093e\u092e\u093e\u0902\u0915\u0928 \u0935\u093f\u0935\u0930\u0923 \u092c\u0926\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p>\u2022 \u092e\u094b\u092c\u093e\u0907\u0932 \u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928 \u0938\u0947 \u0921\u0947\u092c\u093f\u091f \u0915\u093e\u0930\u094d\u0921, \u0928\u0947\u091f \u092c\u0948\u0902\u0915\u093f\u0902\u0917, \u092f\u0942\u092a\u0940\u0906\u0908 \u092b\u0902\u0921 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Main Features<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Saving Account<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Minimum Deposit<\/td><td class=\"has-text-align-center\" data-align=\"center\">Rs. 1000\/-Only<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Attractive Rate of Interest<\/td><td class=\"has-text-align-center\" data-align=\"center\">4.00%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3>Salient Features<\/h3>\n\n\n\n<ol><li>Nomination facility available for deposits.<\/li><li>There can be only one Nominee for a deposit account weather held singly or jointly.<\/li><li>A person legally empowered to operate a minor\u2019s account can file a nomination on behalf of minor.<\/li><li>Applicants can make nomination by filing the prescribed form.<\/li><li>The nomination details can be changed any time during contingency of account by filing the prescribed form.<\/li><li>For more details approach your branch.<\/li><\/ol>\n\n\n\n<h3>Document Required For Opening Account<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Identity Proof:<\/strong><\/td><td><strong>Address Proof:<\/strong><\/td><\/tr><tr><td>Passport<\/td><td>Passport<\/td><\/tr><tr><td>Aadhar Card<\/td><td>Aadhar Card<\/td><\/tr><tr><td>Pan Card<\/td><td>Telephone Bill<\/td><\/tr><tr><td>Voter Id<\/td><td>Electricity Bill<\/td><\/tr><tr><td>Driving License<\/td><td>Bank Statement with cheque<\/td><\/tr><tr><td>Government Id Card<\/td><td>Certificate\/ID Card issued by post office<\/td><\/tr><tr><td>Photo Ration Card<\/td><td><\/td><\/tr><tr><td>Senion Citizen ID Card<\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>A savings account is an interest-bearing deposit account held at a bank or other financial institution. Though these accounts typically pay a modest interest rate, their safety and reliability make them a great option for parking cash you want available for short-term needs. Savings accounts offer you a place to put your money that is &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/swajansamriddhi.com\/?page_id=570\"> <span class=\"screen-reader-text\">Saving Account<\/span> Read More &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":""},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/swajansamriddhi.com\/index.php?rest_route=\/wp\/v2\/pages\/570"}],"collection":[{"href":"https:\/\/swajansamriddhi.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/swajansamriddhi.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/swajansamriddhi.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/swajansamriddhi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=570"}],"version-history":[{"count":4,"href":"https:\/\/swajansamriddhi.com\/index.php?rest_route=\/wp\/v2\/pages\/570\/revisions"}],"predecessor-version":[{"id":679,"href":"https:\/\/swajansamriddhi.com\/index.php?rest_route=\/wp\/v2\/pages\/570\/revisions\/679"}],"wp:attachment":[{"href":"https:\/\/swajansamriddhi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=570"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}